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There were several potential solutions that were listed in the report, including performing a "stress test" of human banks whose portfolios contain a concentration in commercial real estate loans. Due to the sheer volume in variety of these small to midsize banks, it might not be possible to review these banks' records at this type of detailed level. Another suggestion is that the govt could inject additional capital to the small banks, buying their toxic assets or guaranteeing loans. Based upon the belief that the authorities is recognized as by many taxpayers as spending too much of the taxpayers' money already, this isn't always a feasible approach. There are also concerns in the event the federal government "reuses" reimbursed TARP funds as to if which is constitutional to take action without additional legislation.
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